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Why am I being charged so much to cancel my car insurance with admiral? I thought there was just a standard cancellation fee?

My insurance policy is due to run out in October but I have been quoted a lower price elsewhere (over £50 per month less!) so want to cancel now. Admiral have said they're gonna charge me for all the days left in my policy plus 2 lots of admin charges! The total is just under £260! Can they do this? I thought there was just a standard cancellation fee!
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